K Academy · Funding & finance
There’s more than one way to pay for your training. From spreading the cost monthly to government and London funding for those who qualify — find the route that works for you, and we’ll help you apply.
Ways to pay
Five ways to fund your course.
Our Level 2–4 courses are Ofqual-regulated qualifications, which is what makes them eligible for government and council funding. Some routes are open today; others we’re getting approved — register your interest and we’ll tell you the moment they go live.
Monthly course finance
Available now- For
- Anyone who wants to spread the cost
- How
- You pay in monthly instalments; we are paid up front
Split your course fee into manageable monthly payments through our finance partner. Quick to apply, a soft eligibility check, and you keep your place while you pay it off.
Subject to status and eligibility, 18+, UK residents. Finance is provided by a third party, not by K Academy.
Self or employer funded
Available now- For
- Paying yourself, or sponsored by an employer
- How
- Pay in full, by deposit + balance, or via your employer
Pay for your course directly, or ask your employer to sponsor you. Many clinics and salons fund staff training. We can invoice an employer and provide everything they need.
Advanced Learner Loan
Register interest- For
- Learners aged 19+ on our Level 3 and Level 4 qualifications
- How
- A government loan pays your fees; you repay only once you earn over the threshold
For our Ofqual-regulated Level 3 and Level 4 courses. The loan covers your course fee, is not means-tested, and you only start repaying once you earn above the income threshold — like a student loan. Repayments are written off after the set period if not cleared.
We are applying to offer Advanced Learner Loans. Register your interest and we will contact you the moment our loans facility is approved.
Adult Skills Fund (Mayor of London)
Register interest- For
- London residents aged 19+ who are unemployed or on a low wage
- How
- Fully or part funded — often free to the learner
London adult education funding from the Mayor of London. Eligible Londoners can train for free or at a reduced cost on qualifying courses, with priority for people who are unemployed or earning under the funding threshold.
Available through a funded college partner or once our own contract is in place. Eligibility is confirmed individually.
Islington Council learning
Register interest- For
- Islington residents aged 19+
- How
- Free or subsidised community learning places
Islington Adult Community Learning supports residents into skills and work. We are building a partnership so Islington residents can access funded places on our courses.
Subject to residency and the council’s eligibility rules.
Lifelong Learning Entitlement
Register interest- For
- Learners on Level 4 to Level 6 courses, from 2027
- How
- A flexible government loan you can use across your lifetime
From January 2027 the new Lifelong Learning Entitlement gives every adult a flexible loan allowance (worth around four years of study) to spend on Level 4–6 courses and modules. It replaces Advanced Learner Loans for most higher-level study.
Launches for courses starting January 2027. Requires Office for Students registration, which we are working towards.
Check your options
What could you use?
Answer six quick questions and we’ll show the funding routes that fit your situation, then help you apply. It takes under a minute and there’s no obligation.
- ✦ No credit check to see your options.
- ✦ A real person follows up — not an automated decision.
- ✦ We confirm exactly what you qualify for before anything is agreed.
Check your funding options
Six quick questions. No credit check, no obligation — just a guide to what you could use.
Available today
Spread the cost, month by month.
Pay a small deposit and split the rest into manageable monthly instalments through our finance partner. A quick application, a soft check that won’t affect your credit score, and your place is held while you pay.
Finance is provided by a third party, not by K Academy. Subject to status and eligibility; 18+, UK residents. Missed payments may incur fees charged by the provider. Please review the provider’s terms before you commit.
Worked example
A £3,500 Level 4 course
12 × £292
illustrative monthly instalments
Illustrative only. Actual terms, deposit and instalments depend on the provider and your eligibility.
Funding questions
Good to know.
Do I have to pay anything up front?
Not to enquire. With monthly course finance you typically pay a small deposit and spread the rest. With government loans your fees are paid for you and you repay later, once you earn over the threshold. We never take payment until your place and funding are confirmed.
Is the Advanced Learner Loan like a student loan?
Yes. It is a government loan that covers your course fee, is not means-tested, and you only start repaying once you earn above the income threshold. Any balance left after the set period is written off. We are applying to offer these on our regulated Level 3 and Level 4 courses.
I’m unemployed or on a low income — can I train for free?
Possibly. London adult education funding (the Mayor of London Adult Skills Fund) can fully fund eligible Londoners aged 19+, with priority for people who are unemployed or on a low wage. Register your interest and we’ll check what you qualify for.
I live in Islington — does that help?
It can. We’re building a partnership with Islington Adult Community Learning so residents can access funded places. Tell us you’re an Islington resident in the form and we’ll keep you posted.
Does applying affect my credit score?
Enquiring with us does not. Monthly course finance uses a soft check to show your options, which doesn’t affect your score; only a full application with the finance provider does. Government funding routes don’t involve a credit check at all.
Not sure where to start?
Tell us your goal and we’ll find the most affordable way in. Call 020 8050 0750 or check your options online.